Wednesday, February 15, 2012

Another Informative Cracked Article-5 Stupidest Habits You Develop Growing Up Poor

Man, I just love browsing Cracked and my most favorite thing of all on the site is the lists. I just posted one of their lists a while ago but I came across this one written by the same person titled "The 5 Stupidest Habits You Develop Growing Up Poor" and I can honestly say that from my personal experience that every point he brought up is true, at least in my case.
I grew up very poor even though my parents made decent money. Where did it all go? Money just seemed to be piddled away due to lack of foresight, impulse purchases, restaurant food, lack of budgeting, etc. When I moved out on my own I started living the same way, it never even occurred to me to do it any other way because that was how I grew up, I was working 50-60 hours a week and only paying $300 a month for my apartment but still never seemed to have any money left at the end of the month. I didn't even have a savings account! If only I knew the things then that I know now. I cringe to even think of how much money just went to waste on disposable items, food and entertainment. Thankfully all of that changed or I wouldn't be writing this blog!

Here's a summary of the 5 points as well as my comments but really just go check out the actual article, the guy is hilarious, he approaches bleak topics with a very dark humor that I just love!

Wednesday, February 1, 2012

5 Things Nobody Tells You About Being Poor

I just came across this article on Cracked and even though the way their articles are written always give me a good laugh there is complete truth to this one and it's a good honest read. I'll sum up the points of it here but you should definitely go check out the whole article, you might learn something. But be warned, the language is very NSFW, which to me makes it a lot funnier!

  1. You get charged for using your own money (bank overdrafts and fees)
  2. There is an industry that profits by keeping you poor (payday loans)
  3. No credit can be just as damaging as bad credit (being financially responsible by never taking out a loan, etc)
  4. Your next expensive disaster is always around the corner (not having an emergency fund will cost you more)
  5. You're always in survival mode (working crappy jobs just to pay the bills instead of taking a risk for a better job or school because it's more expensive right away)

And if that made you depressed check out one of their other articles, they have tons of cute lists and weird stuff.